RV Insurance

National General RV Insurance: Comprehensive Coverage for Your Home on Wheels

Hit the open road with confidence and peace of mind! If you’re an RV owner, you know the freedom and joy that comes with exploring new destinations from the comfort of your home on wheels. But, like any home or vehicle, your RV needs protection. That’s where National General RV Insurance comes into play. This comprehensive guide will walk you through everything you need to know about National General RV Insurance, why it’s a great choice, and how it can safeguard your adventures.

What is National General RV Insurance?

National General RV Insurance offers specialized coverage designed specifically for recreational vehicles. Whether you own a motorhome, travel trailer, camper, or fifth wheel, National General provides tailored insurance policies that address the unique risks and needs associated with RV ownership.

Key Features of National General RV Insurance

  • Comprehensive Coverage: Protects against a wide range of risks, including collisions, theft, vandalism, and natural disasters.
  • Liability Protection: Covers you if you’re found responsible for injury or property damage to others.
  • Personal Belongings Coverage: Ensures your personal items inside the RV are covered in case of loss or damage.
  • Emergency Expenses: Provides coverage for lodging and transportation if your RV is rendered unusable due to a covered event.
  • Roadside Assistance: 24/7 assistance for breakdowns, tire changes, towing, and more.

Why Choose National General RV Insurance?

Choosing the right insurance for your RV is crucial. National General stands out for several reasons:

Tailored Policies

National General understands that RVs are more than just vehicles; they’re homes. That’s why they offer policies that cater to the unique aspects of RV living. From full-timer coverage to vacation liability, you can find a policy that fits your lifestyle perfectly.

Extensive Experience

With decades of experience in the insurance industry, National General has a deep understanding of the needs of RV owners. This expertise translates into comprehensive and reliable coverage that you can trust.

Excellent Customer Service

When it comes to insurance, having a responsive and helpful customer service team is essential. National General is known for its outstanding customer support, ensuring you get the assistance you need when you need it most.

Coverage Options with National General RV Insurance

National General offers a variety of coverage options to ensure your RV is well-protected. Here are some of the primary coverages available:

Collision and Comprehensive Coverage

  • Collision Coverage: Pays for damages to your RV resulting from a collision with another vehicle or object.
  • Comprehensive Coverage: Covers non-collision-related incidents such as theft, fire, vandalism, and natural disasters.

Liability Coverage

  • Bodily Injury Liability: Covers medical expenses, lost wages, and legal fees if you’re at fault in an accident causing injury to others.
  • Property Damage Liability: Pays for damages to another person’s property if you’re at fault in an accident.

Personal Belongings Coverage

Your RV is likely filled with personal items, from electronics to camping gear. This coverage ensures those belongings are protected in case of loss or damage.

Full-Timer Coverage

If your RV is your primary residence, full-timer coverage acts like a homeowner’s insurance policy, providing liability and personal belongings coverage.

Vacation Liability

This coverage is ideal for those who use their RV for vacations. It offers liability protection when the RV is parked and used as a temporary residence.

Additional Benefits of National General RV Insurance

Diminishing Deductible

National General rewards safe drivers by reducing their deductible by a set amount for each claim-free year.

Replacement Cost Coverage

In the unfortunate event that your RV is totaled, National General offers replacement cost coverage to ensure you’re not left stranded.

Emergency Expense Allowance

If your RV breaks down or is involved in an accident far from home, National General provides an allowance for lodging, transportation, and meals.

How to Get a Quote for National General RV Insurance

Getting a quote for National General RV Insurance is a straightforward process. You can visit their website or call their customer service line to speak with an agent. Be prepared to provide information about your RV, including its make, model, year, and usage. This will help the agent tailor a policy that meets your specific needs.

Online Quote Process

  1. Visit the National General Website: Start by visiting their official website.
  2. Enter Your Information: Fill out the required fields with your personal and RV details.
  3. Customize Your Coverage: Choose the coverage options that best fit your needs.
  4. Get Your Quote: Receive an instant quote and review the details.

Speaking with an Agent

If you prefer a more personalized approach, you can call National General and speak with an agent. They’ll guide you through the process, answer any questions, and help you find the best policy for your RV.

Frequently Asked Questions (FAQs)

1. What types of RVs does National General cover?

National General covers a wide range of RVs, including motorhomes, travel trailers, fifth wheels, and campers.

2. Is full-timer coverage available?

Yes, National General offers full-timer coverage for those who use their RV as their primary residence.

3. Does National General provide roadside assistance?

Absolutely! National General offers 24/7 roadside assistance to help with breakdowns, towing, tire changes, and more.

4. How can I file a claim?

You can file a claim online or by calling National General’s claims department. They offer a simple and efficient claims process to get you back on the road quickly.

5. Are personal belongings inside the RV covered?

Yes, National General’s personal belongings coverage protects your items inside the RV from loss or damage.

6. Can I customize my RV insurance policy?

Yes, National General offers a variety of coverage options that you can customize to fit your specific needs and lifestyle.


National General RV Insurance offers comprehensive and customizable coverage options to ensure your RV adventures are safe and worry-free. With their extensive experience, tailored policies, and excellent customer service, you can hit the road with confidence knowing you’re well-protected. Whether you’re a full-timer or a weekend warrior, National General has a policy that will meet your needs and keep your home on wheels secure. So, get a quote today and embark on your next journey with peace of mind!